- Local Pride – Carry a VISA® card that represents the beauty of our valley with a reproduction of the Conrad Schwiering painting, "In the Velvet."
- No Annual Fee
- Low Interest Rate – Annual Percentage Rate of 14.76%
- 25 Day Grace Period – Whenever you pay the full balance within 25 days, no finance charge is applied to purchases
- Personalized Service – Service from your local bank
- Welcomed Worldwide
Terms and Disclosures
| Annual Percentage Rate |
14.76% |
| Monthly Periodic Rate |
1.23% |
| Annual Percentage Rate Grace Period for Repayment of Balance for Purchases |
You have 25 days to repay your balance from the statement closing date (for purchases) before a finance charge will be imposed |
| Method for Computing the Balance for Purchases |
Average daily balance (excluding new purchases) |
| Minimum Monthly Payment |
$10.00 |
| Over the Limit Fee |
$5.00 |
To apply, please call 307-732-BOJH or 307.733.8064 and ask for Consumer Lending.
For account information or to report a lost or stolen card please call 800-423-7503.