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Deposit Rates as of May 1, 2008
 

 

$0 to $99,999

 

$100,000 and Over

Term

Interest Rate

APY**

 

Interest Rate

APY**

30 Days

2.45%

2.48%

 

2.65%

2.68%

60 Days

2.40%

2.43%

 

2.70%

2.73%

90 Days

2.35%

2.38%

 

2.55%

2.58%

120 Days

2.40%

  2.43%

 

2.45%

2.48%

180 Days

2.50%

2.53%

 

2.70%

2.73%

270 Days

2.50%

2.53%

 

2.70%

2.73%

365 Days

2.50%

2.53%

 

2.70%

2.73%

2 Years

2.65%

2.68%

 

       2.85%

       2.89%

3 Years

2.65%

2.68%

 

       2.85%

       2.89%

5 Years

3.00%

3.04%

 

       3.10%

       3.14%

1.       The minimum deposit for a certificate of deposit is $500.

2.       Rates are subject to change.

3.   All CD’s are subject to a penalty for early withdrawals.

IRA Certificate of Deposit Rates:

 

$0 to $99,999

 

$100,000 and Over

Term

Interest Rate

APY**

 

Interest Rate

APY**

1 Year

2.50%

 2.53%

 

2.70%

2.73%

2 Year

2.65%

 2.68%

 

2.85%

2.89%

3 Year

2.65%

 2.68%

 

2.85%

2.89%
           

Money Market Fund Rates:

Interest Rate

APY**

MMF balances over $750,000*

 3.00%

3.04%

MMF balances over $250,000

 2.95%

2.99%

MMF balances  $100,000-$250,000

 1.75%

1.76%

MMF balances $2,500-$100,000

 1.25%

1.26%

MMF balances under $2,500

 0.75%

0.75%
     

NOW Account Rates:

 0.75%

0.75%

Savings Account Rates:

  0.75 %

0.75%

Health Savings Account Rates:

 1.75%

1.76%

 

** Annual Percentage Yield